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Assets calculator

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Getting started

Use this tool to do help you calculate your financial situation.

If you’re unsure about any of the aspects of the assets calculator, the articles below will help guide you with information about how the law and legal processes look at assets.

NOTE: You cannot save this tool into your activity dashboard. Therefore, we suggest that you write down the totals for future use. You may want to add them into your Agreement Builder - Dividing stuff tool at a later date.

What do you think of Separation Planner?

We’d love to get your feedback on your experience of using Separation Planner. We’ve put together a survey that gives you the opportunity to tell us what you think.

We will use your information to understand better how our users use the service and to help us improve it for users in the future.

Sort out joint bank accounts, insurance, bills and other finances with your ex-partner

If you and your partner are splitting up, it’s likely that you’ll have some joint finances, such as bank accounts or loans, to sort out. You may also have taken out insurance policies and have bills in both your names that you will need to cancel or transfer. Find out what you need to know and do.

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How to protect your finances during divorce or dissolution

If you’re getting divorced or dissolving your civil partnership you may have to act quickly to protect your finances – especially if the break-up is difficult and you are on bad terms. You may not need to take all the steps outlined below, but it’s important that you know your rights and responsibilities.

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How to protect your finances during separation if you were cohabiting

As soon as it’s clear that you’re going to separate from your partner, there are important steps you may need to take to protect your finances. If your break-up is acrimonious, you may have to act quickly. Find out what you need to do.

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How to divide your possessions on separation

It’s a bit of a cliché that couples who separate end up arguing about who gets to keep the pet(s), the favourite sofa or the music collection. But it doesn’t have to be like that. Try and agree as much as you can with your ex-partner – and be prepared to compromise.

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How to sort out your finances on divorce or dissolution

When you begin the process of divorce or dissolving your civil partnership, you might be wondering how much you’ll be able to sort out on your own – and whether you need a solicitor. This will depend on several things, including how easy you and your ex-partner find it to discuss financial issues.

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How to sort out your finances on separation if you were cohabiting

If you’ve been living together as a couple and then separate, you have fewer rights than couples who divorce or dissolve their civil partnership. Your break-up will be more straightforward if you can agree about the things you are dividing, such as your property, possessions and assets.

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Dividing investments and savings during divorce or dissolution

Investments and savings will generally form part of your financial settlement on divorce or dissolution. Dividing them should be relatively straightforward if you can negotiate with each other. Find out what you can do.

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Dividing investments and savings when you separate if you were cohabiting

Dividing investments and savings should be relatively straightforward if you’re not married or in a civil partnership when you separate. You may be able to claim back your contributions to them in some circumstances. Find out what you can do.

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Dividing pensions on divorce or dissolution

In divorce or dissolution, the pension can be the biggest asset after the family home. You can split pensions several ways, so it’s worth understanding the options before deciding what’s best for you.

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Check your situation with our assessment tools

  • Agreement Builder - Dividing stuff

    The process of answering the questions in each agreement builder should help you consider what outcomes are best for your children and both of you. They can form a useful starting point when discussing your situation with your ex-partner or a legal representative such as a solicitor.

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